In the current situation has joined the financial institutions face liquidity crisis and that to overcome their financial necesidads have chosen to capture the savings of its customers primarily through interest-bearing deposits. But alongside this, the English have less capacity to save for economic situation, so that little or a lot of money that families have, it would be worthwhile to place it in a product that exceeds current levels of inflation.
But here's the problem, and that despite aggressive campaigns by financial institutions with deposits of various periods of time, few financial institutions that give us an interesting performance, exceeding 4.6% is the inflation rate as even Treasury bills reach the 4% interest.
In fact, as options for getting the best value for our money but the investment fund Fondepósito Banesto, comes to 7.6% in the last year and with respect to deposits only have up to 12 that exceed the inflation rate being at 1 year which offers a 5.25% Openbank, Banco Pastor to 5.22%, with 5 Caja Duero , 14% or 5% Bancaja.
addition to these products are also structured products such that while we have secured the money spent to get the returns offered must comply with complex conditions.
Via: Expansion.com
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